Jaime Gonzalez
Jaime Gonzalez
Houz Mortgage
Makes Home Possible!
At Houz Mortgage, we know home means everything. That’s why we provide mortgage solutions that are personalized, convenient and fast.
win 4x faster
Our homebuyers make an average of only two bids compared to eight with a traditional agent. That means you can spend less time bidding and more time winning.
Houz Mortgage analysis of offers from October 1, 2021 to March 15, 2022 on which Houz Mortgage submitted a bid, showing that there were an average of 8.5 offers per home (indicating the average win rate for other buyers bidding on those home), whereas Houz Mortgage won within only 2.2 offers.
save $1,000s more
Over half of our winning bids save an average of $18,000. And because we don’t charge typically charge origination fees, you could save thousands more!
On 47.5% of deals where Houz Mortgage won in 2022, we won despite not having the highest bid. In those cases, we were, on average, 3% lower than the highest competing bid. (Houz Mortgage 2022 internal data)
move 30 days sooner
In a traditional setting it can take up to 45 days to move into your new home. With Houz Mortgage, you can do it in 15.
Win.
Save.
Move.
It’s that simple.
Interest Rate Outlook
Rates as of March 07, 2022, at 05:00 AM
Mortgage rates change all the time, driven by factors like the economy, Treasury bond rates, and demand. Lenders nationwide provide weekday mortgage rates to our comprehensive national survey of the most current rates available. The interest rate table be.
30 Year Fixed
4.080%
4.050%
- Great option if you’re looking for a lower interest rate
- Lower interest rates could help you build equity in your home faster than other options.
- Best for people looking to stay in their homes for a shorter time
15 Year Fixed
3.340%
4.050%
- Great Conventional loan option with lower monthly payments.
- Keep in mind you’ll pay more in interest with longer loan terms.
- Best for people looking to stay in their home for a longer time.
5 Year Adjustable
2.890%
4.050%
- Lower monthly payment for the first five years of the loan.
- Ability to qualify for a larger mortgage, based on the initial interest rate.
- Ability to refinance into a fixed-rate mortgage if you are unlikely to move anytime soon.
How its Works
When you’re ready. Houzmortgage is ready too, 24 hours a day, 7 days a week
APPLY ONLINE
Our streamlined application syncs with your bank to get you accurate numbers, fast.
SEE CUSTOM OPTIONS
GET APPROVED
CLOSE YOUR LOAN
MANAGE YOUR MORTGAGE
Calculate Your Monthly Payment
Use our mortgage calculator to make estimating your monthly mortgage payment easy. Just enter the home value, your down payment amount, the type of mortgage, and the interest rate. See how much house you can afford!
Smart Families Trust Houz
Looks Like You’re in the Right Place!
Our Reviews
Loved working with this team. We ran into some issues but loved how fast they where to fix them. To finding solutions also Robyn was amazing in keeping me updated in every move.I personally recommend them to help with any loan help. As a first time buyer I had an amazing experience.
Jaime Gonzalez
Latest News
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